Optimize your reinsurance

Optimize your reinsurance
We have observed during our experiences that very few ceding companies take the time to assess the gains generated by a reinsurance treaty, in a scientific manner.

Operational pressure on ceding companies very often does not allow them to have the time necessary to develop a scientific approach in order to assess reinsurance gains.

We have also found that ceding companies that develop these approaches are much better equipped during negotiations with their reinsurer and their broker.

Beyond real risk control, developing a model and communicating it during negotiations will encourage the broker and the reinsurer to do the same. We have observed at this stage of the negotiations that the initial price was sometimes double the fair price, or quite simply, that the treaty did not generate sufficient capital savings compared to the rate proposed by the reinsurer.

We develop for you approaches of Monte Carlo simulations and help you to exploit its results to negotiate your reinsurance.

Discover our process

Our offer

Audit Fixed price reinsurance:

- $30k tax included per branch audited

- $25k tax included per branch from 2 branches

- $18.5k tax included per branch from 3 branches

We study the risk at branch level, define the need for reinsurance and provide you with indications on the prices that reinsurers should practice.

Audit of your Reinsurance + negotiation  + variable fees:

- $10k tax included per fixed branch

Variable remuneration on non-proportional treaties:

- 7.5% bounty saving gained if treaty parameters are optimized

- 25% of the bounty saving obtained if the parameters of the treaty remain unchanged

On proportional treaties:

- 25% of the increase in commissions linked to the improvement of the commission rate

Audit of your Reinsurance + 100% variable fees:

On non-proportional treaties:

- 15% of the bonus savings obtained if the parameters of the treaty are optimized

- 50% bounty saving if treaty settings remain unchanged

On proportional treaties:

- 50% of the increase in commissions linked to the improvement of commission rates

* Prices are indicative only. Contact M. MERCIER for a personalized quote. His contact details are listed at the end of the page.

Remuneration is based on one renewal, i.e. one year if the renewal is annual. In the case of multi-year treaties, we will provide you with a tailor-made rate. At the next renewal, if the conditions are renewed identically without intervention on our part, you do not pay any additional costs.

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